AboutMyCredit.com

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Contact info for all three major credit bureaus including toll free phone numbers. Get a free copy of your credit report verify the information. Inaccuracies exist on up to 70% of the credit report in the country. Incorrect information on your credit report can cost you money! Review  your credit profile and challenge inaccurate listings, that's basic credit repair! Credit repair can improve FICO score. Get your credit in shape before your next major purchase! Save a bundle! Help for people that can't open a checking account because of  ChexSystems listings! Information about contacting ChexSystems and disputing incorrect listings. Read this helpful report before you spend one penny on a list of non ChexSystems banks!

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Do you know your Credit Score?
   
Check your credit report before it's too late!

Experts recommend two credit reviews per year!

Review your credit report and credit score now!

Includes link to dispute inaccuracies online!

The Banks Know your Credit Score!

You Should Too!

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Credit Reports
Credit reports are complied by an agency that collects credit histories, then distributes that data to credit grantors and the public. The credit reporting agency collects data from lenders, utility companies, collection agencies, landlords and court houses. When you apply for credit, a job, insurance or an apartment the credit grantor will review your credit report before approving or declining your application. Your credit report helps a person that does not know you decide if you are credit worthy.
 
About ChexSystems

Each incident can stay on your record with ChexSystems for FIVE full years,  more

Declined for credit?

If you have been turned down for credit in the past and don't understand the reason, it may be time to review your credit report. There may be listings on your credit report that are not yours, that are paid and show delinquent, or an account you thought you paid and hadn't. A US government report suggests you check your credit report annually, credit experts profess monthly credit report reviews!

Get your credit score and find out your creditworthiness before you:

  • Apply for a loan
  • Buy a car
  • Apply for a credit card
  • Apply for a job

If your score is below 650, your future finances may be significantly affected.

Inaccuracies in a credit report
Inaccuracies in a credit report may be the result of simple human error. You could have a lower credit score than you deserve because of simple error. Whether the inaccuracies relate to payments not credited, late payments, data mixed in from the credit file of someone else, fraud or identity theft, dispute inaccurate information promptly. Credit Report includes link to dispute inaccurate listings!
Online Credit Monitoring Service

An online credit monitoring service allows you access to view your credit reports from the three major credit bureaus online periodically. Credit Report

Credit Cards

Credit cards are not the same!  Rates, fees and rewards vary. Compare a huge assortment of credit cards offers from Major Banks! LowRateCreditCreditCardsOnline.com

Credit Cards For bad credit
 
Credit Repair?

Technicalities on your credit profile can be identified and issues resolved by a professional. Free quote! Credit Repair

Three Major Credit Bureaus

Experian, Equifax, Trans Union toll free phone numbers, mailing addresses, websites and contact information.

  • Equifax
    P.O. Box 740250
    Atlanta, GA 30374
    (800) 525-6285

The phone # above is just an automated message. You can speak with a real person by calling 1-800-846-5279.

  • Experian
    P.O. Box 1017
    Allen, TX 75013
    (888) EXPERIAN
    (888) 397-3742
    Fax: (800) 301-7196


  • Trans Union
    P.O. Box 6790
    Fullerton, CA 92634
    (800) 680-7289

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Bad Credit Information - Raise Fico Credit Score
Credit Scams - Fraud Tips
Bankruptcy Analysis A local lawyer will analyze your debt - free
Credit Report Info
Access to Free Credit Reports
Free Annual Credit Reports
Low Credit Score Learn how bad credit affects your ability to finance.

Tip - Increase Credit Score - After a bankruptcy, verify that discharged debt indicates a zero balance on your credit report.
Debt ratio can effect credit score. Score

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ŠAboutMyCredit.com 2008
Updated 04/02/10
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