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Where can I find out about my credit? |
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ChexSystems
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Help for
people that can't open a checking account because of ChexSystems
listings! Information about contacting ChexSystems and disputing
incorrect listings. Read this helpful report before you spend one penny
on a list of non ChexSystems banks! |
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| What is ChexSystems?
Banks and credit unions report incidents to
ChexSystems to protect themselves and other banks from fraud. You may
get reported to ChexSystems if your account is closed for cause. What is
for cause? Banks differ greatly between them as to what valid reasons
are for closing an account.
Here are a few examples:
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ChexSystems Blues?

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| About ChexSystems |
| Each incident stays on your record with
ChexSystems for FIVE full years. Once an incident is reported to
ChexSystems getting it removed maybe be difficult or impossible. A
few banks that will take you back after they are paid off. Banks
report: The policy is that we will not open a checking account for you
if you have one or more incidents reported to ChexSystems, regardless if
it was paid or not. If you can afford the amount owed, pay it. It will
haunt you in the future! |
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| If you can't open a
conventional checking account because of ChexSystems issues try this; |
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| A Solution |
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charge, that's right 0% interest and no overdraft fees! |
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| Instant
Account Number |
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How long am I on the list?
Your information stays in the ChexSystems database for 5 years unless
there's a legitimate reason to remove it.
How do I get my ChexSystems report?
If you contact ChexSystems and tell them you have been denied an account
in the past 60 days, they will send you your report at no charge .
Otherwise, there is a fee.
When contacting ChexSystems by mail or fax, be sure to always include
your name, address, and Social Security Number (SSN).
The address is :
www.chexhelp.com
ChexSystems Customer Service
12005 Ford Road, Suite 600
Dallas, TX 75234-7253
(972) 280-8585
Fax: (972) 241-4772
ChexSystems toll-free: phone number
(800) 428-9623
(800) 513-7125
(800) 428-9623 |
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Checking
account issues
CheckRite (800) 766-2748
(closed checking accounts)
CrossCheck (800) 552-1900
Equifax (800) 437-5120
National Processing Co.
(NPC) (800) 526-5380
SCAN (800) 262-7771
TeleCheck (800) 710-9898 |
Get off ChexSystems
ChexSystems link
ChexSystems Solutions
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© AboutMyCredit.com 2007
Updated
03/19/08 |